Powerline - Autumn 2016

The year 2000 saw the introduction of GST, which significantly impacted the way business was done in Australia. The introduction also had a profound impact on the accounting profession, compelling us to change the way in which we utilised technology, assisting clients with the changes to their accounting records and reporting requirements, as well as changes to our own internal processes.

Once again, the accounting profession is facing a legislative change. Under FOFA, which relates to the advice we are able to provide to clients, we must make a decision to become licensed or remain non-licensed. Power Tynan has decided to become licensed via SMSF Advice, enabling us to continue servicing you as we have done in the past - on a holistic basis, ensuring all of your needs and interests are met, either by our internal staff and specialists in their area or via external consultants with whom we have a trusted business relationship.

As you can imagine, becoming licensed through SMSF Advice involves additional paperwork, as we are now required to document and issue a Statement of Advice for a number of matters. While there is more work involved in this process, we believe that the outcomes will be far better as we ensure you can make the right decision by detailing all options available within the documentation that we are now required by legislation to provide.

Our clients are still our number one priority and we will continue to deliver the traditional services provided, in line with our high standards.  In our opinion, this leap into the licensed world has given us a leg up. The new rules will apply from 1 July this year, and we will see a dramatic change in the advice arena. We are putting in the extra time and training now to ensure we provide the best service to you as your trusted adviser.

In March 2015, Stanthorpe local Karen Anderson was diagnosed with leukaemia. Only in her thirties, the mother of two required immediate medical treatment in Brisbane.

To relieve the stress and financial burden of attending important medical appointments, the Leukaemia Foundation offer free accommodation to regional and rural patients and their families. This enabled Karen and her young family to be together as much as possible during her treatment.

The Power Tynan Charitable Trust recently presented Emma Quade from the Leukaemia Foundation with a $1,500 cheque.

"Thanks to generous donations such as this, we are able to provide accommodation for more than 630 families,” said Emma.

Sadly, Karen lost her battle with leukaemia in October, which rocked the Stanthorpe community. Power Tynan’s donation will go towards the ESA Village in Brisbane, where Karen stayed throughout her treatment.

"Many of our staff called Karen a friend, myself included, and therefore nominated the Leukaemia Foundation to receive a donation from the Trust,” said Power Tynan Executive Director Amanda Kenafake. “It is a fantastic cause to support.”

The Power Tynan Charitable Trust has donated over $130,000 since its inception in 2010, and is open to the firm's staff, clients and all members of the public to contribute funds.

The Leukaemia Foundation is currently fundraising for the World’s Greatest Shave, which is being held from March 10– 13. For more information, or to support this very worthy cause, visit http://worldsgreatestshave.com/

Internet in rural areas is set to improve with NBN Co launching the Sky Muster Satellite late last year. This satellite service is designed to cover most parts of regional Australia not covered by NBN Fixed Wireless and NBN Fixed Line services. Currently NBN Co are performing testing on the new Satellite and according to The Australian newspaper “the first set of customers are set to connect to NBN’s Sky Muster satellite in April.” 

Service providers have started to sign up customers ahead of the roll out with two different speeds available, 12Mbps download with a 1Mbps upload, or 25Mbps download with a 5Mbps upload. Speeds of the new satellite service are expected to be much faster than previous satellite services, most of which ended up with too many users, thus making the service slower than expected. 

Sky Muster should enable a more stable internet connection which will open up options for businesses, such as more reliable teleconferencing and videoconferencing, as well being able to use cloud accounting programs such as Xero, MYOB Essentials, Quickbooks Online and Reckon One.  Be sure to have a chat with your accountant to discuss your cloud accounting options.

With installations expected to start in the coming months, please ensure you register now with your preferred ISP to ensure you don’t miss out on the first round of installs. Exact timeframes of installations in each region are yet to be finalised by NBN Co.

To search if you may already be covered by the NBN, call your preferred ISP or visit the NBN Co website where you can register to be notified when you can switch to the NBN.  Exact NBN Satellite coverage areas have not yet been released on the NBN Co website but are expected to become available in the coming months.

This quarter we celebrated the Power Tynan anniversaries of Kristelle McCleverty and Aimee Driemel, who have been with the firm for five years, and Lauren Guymer, who has been with the firm for ten years.

Kristelle McCleverty

  1. Date & Place of Birth

    7 May 1993, Toowoomba


  2. Education

    Drayton State School (Primary), Harristown State High School (Secondary) and USQ (Tertiary), currently studying CPA


  3. Hobbies & Interests

    My main interests are food (both eating and cooking), socialising, fitness and travel. I do five sessions of boot camp each week, and play social touch rugby league with a few people from Power Tynan. I spend most weekends catching up with friends over some form of food (usually breakfast because it’s my favourite).


  4. When did you start working at Power Tynan?

    January 2011


  5. Why did you apply for a job at Power Tynan?

    Since Year 10, I thought I wanted to be an accountant. I was looking for work experience so Mum asked Power Tynan, and while it wasn’t available at the time, Paul (Hilton) said I should definitely apply for the scholarship, which I received in 2011.


  6. Why do you enjoy working at Power Tynan?

    The people and culture of Power Tynan are second to none. We are all genuinely happy to turn up to work every day and I think that shows in our work with our clients. Power Tynan is also proactively working on ensuring sustainability in our ever-changing industry, which I see as vital for my development as I still have 20+ years in the workforce!


Aimee Driemel

  1. Date & Place of Birth

    15 March 1993, Toowoomba


  2. Education

    I did my secondary schooling at Toowoomba State High School (Mt Lofty Campus), and I am currently studying a Bachelor of Business majoring in HR & Management through USQ.


  3. Hobbies & Interests

    I love to read, watch movies and TV series, and see my family and friends.


  4. When did you start working at Power Tynan?

    I started at Power Tynan in February 2011, straight after graduating from high school.


  5. Why did you apply for a job at Power Tynan?

    I signed up to a recruitment agency and this was the first job I was referred to. I was offered the job and I am very glad I accepted.


  6. Why do you enjoy working at Power Tynan?

    Power Tynan has a great work environment that makes you want to come to work every day. My colleagues are the best people to work with, and make every day enjoyable. Also because I like what I do, helping clients and staff with anything I can, and because no day is the same as the last.


Lauren Guymer

  1. Date & Place of Birth

    20 November 1988, Toowoomba


  2. Education

    Drayton State School (Primary), Harristown State High School (Secondary) and a Bachelor of Business (Human Resource Management)/Bachelor of Professional Communication (CQU).


  3. Hobbies & Interests

    In my spare time, I love spending time with my family and friends, road trips to the beach, and getting stuck into a good book. I am also an avid rugby league supporter, so I try to get along to as many games as I can.


  4. When did you start working at Power Tynan?

    February 2006


  5. Why did you apply for a job at Power Tynan?

    During Year 12, I had applied to study secondary teaching through USQ, however I decided to defer and get a full time job for 12 months instead. I was lucky enough to get a job as the receptionist in our Toowoomba office, and I’m still here!


  6. Why do you enjoy working at Power Tynan?

    The supportive environment and fantastic team are what makes Power Tynan such a great place to work. We are all happy to show up to work every day, and our culture makes for a very positive and fun workplace. The Power Tynan team are like a second family to me, and I have made many lifelong friends throughout my time here.

The process of moving house and switching loans can be both a satisfying lifestyle choice and a smart financial move.  However, it can also be risky and home owners should be aware of all their options and potentially hefty costs of breaking a relationship with an existing lender.

It takes a strong person to juggle houses.  Many first-time borrowers enter the home-loan market without fully understanding the problems they may face if they decide to later switch loans or change homes.  It is hard enough to manage a smooth move without losing your pets, your savings and your sanity.  The problems multiply if you are also switching from one loan to another or trying to take a loan with you. Ending a loan contract with your finances and mind intact can be a major feat.  You need to be familiar with concepts such as break costs, bridging finance and deposit bonds.  A big question is whether to buy a new house then sell the old one or the other way around.  There are pluses and minuses to either option.

Moving House

Moving house should be a simple proposition.  You find a new property that you like, sell your existing home at a nice profit, stroll out the front door of your old house and into the new one.  Simple right? Unfortunately the transition from one property to another is never that easy.

While a move from one home straight into another is the least stressful option for you and your family, it is not always compatible with the financial goal of selling your existing house at the best price and finding a new house that represents good value and is also appealing.

A Matter of Timing

This conflict usually boils down to a question of timing.  The biggest decision for most home owners is whether to sell their old home before buying a new one or to buy first and sell later.

The first option, to sell then buy, is the most conservative.  Having just sold your house you will know exactly how much you can afford to spend on a new home.  This removes much of the stress from hunting for a new property and clarifies your options as far as obtaining finance.

Unfortunately this also usually means finding interim accommodation for the period between settlement on the sale of your old house and settlement on the new one.  As well as being frustrating and stressful for the household, this can be an expensive option.  While the cost of renting interim accommodation usually will not be much more than that of servicing a mortgage, there are several other costs to consider.  The cost of storing your goods and chattels, two sets of removalists’ fees and two sets of disconnection and reconnection fees for utilities can add up to a surprisingly large amount.

The alternative scenario of buying a new house before you have sold your existing property has its own set of attractions and risks.  Owning the two properties simultaneously means that you can move from one home to the other at your own convenience.  However, it is also a riskier prospect than selling before you buy.

If it takes longer than you had anticipated to sell your old home, you may find yourself struggling to pay off two mortgages simultaneously.  If this becomes an unbearable pressure, you might end up selling your home for less than you had intended, leaving you with a bigger debt on your new property.  The decision of whether to sell then buy or buy or buy then sell should therefore be made with a careful eye on what is happening in the property market.  If demand is strong in your area, you will likely find a buyer within an acceptable time frame without having to lower the asking price on your home.  This factor greatly reduces the risk of buying before you sell.

A strategy of buying before you sell can also cause some financing problems since you will usually need short-term credit to purchase the new property.  If you can arrange to settle the sale of your old home prior to settling the purchase of your new home, you will still need to come up with the deposit required when contracts are exchanged.  This cost can be covered with short-term or bridging finance.

Bridging Finance

Bridging finance is another means of covering the gap in finance between purchase of a new property and sale of an old one.  Bridging loans cover the entire cost of your new purchase on the basis that some or all of this debt will be extinguished when the old property is sold.  The loan is secured by both properties.

Since your debt now covers the cost of the new home as well as the balance owing on the old, your repayments are going to be significantly higher.  Some bridging lenders will capitalise the repayments on your new home during the relocation period.  That is, they will tack them onto the debt you will owe after paying out your original loan so that you are not suddenly hit by a massive hike in your monthly expenditure.

If the sale of your old property does not extinguish the debt on your new home, you have what is known as an ‘end debt’.  In general, bridging finance for the end debt has lower fees than bridging finance that is fully paid out after selling.  That is, because the bridging loan is over a short period, which means the lender does not have time to accumulate much interest on the deal.

Switching Loans

The already tricky decision regarding moving house is further complicated by the question of switching loans.  Broadly speaking, the borrower has two options. He or she can refinance with the same lender or pay out the existing loan and assume a new mortgage with another lender.

If your loan is ‘portable’ your lender will allow you to take your loan to a new property, usually upon payment of a moderate fee.  If not, you will need to pay out your existing loan and negotiate a new facility.  In this case you may be subject to exit fees or break costs.

Break Costs

Mortgage analysts often suggest that mortgages and marriages are similar.  And sure enough, when the spark has left the relationship with your lender, it is not just a matter of parting with a gentle kiss on the cheek and a murmured apology.  Far from it.  You may have to pay your lender substantial alimony.  Lenders term this an ‘exit penalty’, the ‘early repayment interest adjustment’ or a number of other euphemisms.

These can all be placed under the general title of ‘break costs’, an expression which gets the point across very well.  If you exit a fixed-rate mortgage, you break a contract with your lender.  The lender will therefore expect you to compensate them for any losses which the break entails.

Borrowers often fail to realise that funds lent to them at a fixed rate of interest represent an ongoing cost to lenders.  Whether the finance is sourced from bank deposits or by issuing bonds, the lender’s cost of funds can be high enough to make some fees non-negotiable.  Break costs cover a potential loss to the lender and are very seldom written off.

Under the Uniform Consumer Credit Code (UCCC) lenders are not permitted to charge exorbitant or punitive break costs.  Despite this, break costs charged to a borrower can sometimes be very hefty indeed and are occasionally hefty enough to outweigh the overall benefit of changing loans.

The Bottom Line

The process of moving houses and switching loans can be both a satisfying lifestyle choice and a smart financial move.  However, it can also be risky.  Home owners should make sure they are aware of the likely risks and benefits before making their choice. 

“Buy then Sell/Sell then Buy” Calculator - http://www.yourmortgage.com.au/calculators/buy_or_sell/

This calculator will give an indication of the costs you will face depending on whether you buy then sell or sell than buy a new home.  The calculator supplies broad indicative estimates rather than figures which will be precisely accurate for every case.  It attempts to capture the costs associated with the timing of the purchase and the sale, not details.  For example, the estimator does not take into account the mortgage break costs which may be payable when a loan is paid off before completing its agreed term as these costs are determined by each lender differently and relate specifically to each individual case.

Each quarter we interview one of our clients to get an insight into their business. This issue we spoke to Kara Best of Best Wilson Buckley Family Law.

When did your business commence?        

Best Wilson Family Law opened doors on 1 November 2009.  Reagan Wilson and I were joined in partnership by Dan Buckley in December 2013, and Best Wilson Buckley Family Law was born.  Dan heads our Brisbane Office whilst Reagan and I are based in Toowoomba.   We now have twelve family law solicitors, having opened doors in 2009 with only four admitted staff.

What does your business do? 

We are a boutique Family Law practice.  We provide advice and representation in relation to family law matters, covering the spectrum of divorce, property settlement, parenting post-separation (often called custody), child support, child abduction, surrogacy, adoption, and financial structuring.

What makes your business successful? 

I think there are a number of external and internal factors.   Our staff is a big factor. We are surrounded by talented, driven and compassionate lawyers, and we’ve had, and continue to enjoy, phenomenal administrative support.   I count my blessings every day for the quality of paralegal, transcription, reception and booking support we have.

Increasingly there appears to be greater opportunity in specialising in one area of law.  We don’t compete with other lawyers in relation to their areas of specialisation and accordingly we’re fortunate to have a solid referral base in other professionals. 

Family Law is increasingly complex, so it is difficult, if not sometimes irresponsible for a practitioner to dabble in the area.  Our clients are looking for expertise, and understandably so when many are at their most vulnerable. A specialist practice can offer that. 

Because we are focused, every aspect of our service is directed to making what we do more efficient, more supportive and more effective for a client. 

At our core, I think our success is due to our genuine commitment to client service.  From the beginning, Reagan and I have shared a belief  that it’s imperative that every client feel prioritised and understood, that every client be provided with valuable legal assistance that effects the most optimal outcome, and that every client pay only a reasonable fee for that assistance.  We are direct communicators and encourage our staff to be direct with our clients about the reality of their situation and what can reasonably be done in a flawed legal system to make it easier for them.   Whilst I shouldn’t say this, we offer more than legal assistance, we give an abundance of practical advice and inevitably provide emotional support in addition to being lawyers.

What has been your biggest achievement to date?  

Our recognition in the Doyle’s 2014, 2015 and 2016 Guide to the Australian Legal Profession is huge for us.  We were originally the only Toowoomba family law practice recognised, and most recently Reagan and I have been the only lawyers recognised as pre-eminent family law practitioners in the region.  More recently Dan Buckley in Brisbane has also been recognised.  This is voted by colleagues, which means a lot.  The recognition of the firm (beyond any individual) in all three years has also been satisfying and a testament to every member of the office.  

We have retained many staff for long periods of time, and despite our size there is still a sense of family about how we interact with each other. I would like to think that we’ve achieved really important outcomes for a large number of clients around issues that really matter, like their kids and the time they spend with them following separation. 

We’ve tried to foster and encourage good relationships with our colleagues, and I’m proud of that – it only helps get the job done on good terms for our clients when lawyers aren’t butting heads. The other big achievement from our perspective is the decision by Shine Corporate to invest in our vision for the expansion of our practice beyond its current offices.  We’ve watched Shine build a well-regarded brand and a solid business themselves, and believe that there will be significant benefit in having their support to grow the practice in a way that we have only dreamt about to date. 

What is one piece of advice you would give to someone starting up a business? 

Three things.   We’ve had the assistance of two incredible practice managers.  The first was focused more on financial control and helped build some value in the business by controlling expenditure and ensuring that our systems were reliable.   He allowed us to expand on a safe foundation.  Our second practice manager has really taken the business to an entirely new level.  Her foresight, judgment and insight into every aspect of the business has been phenomenal and I think without that level of support, it is very difficult for a professional services firm to flourish.  

Culture is key, and any periods of struggle for the business have been during periods when we were allowing staff and clients to act contrary to what we value.

And finally, know your business. Know every aspect of your profit & loss statement, know your EBIT, know what risks your business faces and how best to minimise them. 

How do you relax from the pressures of being in business? 

Family.  My husband is enormously supportive and whilst he may no longer be the BWBFL practice manager, he remains a great sounding board and support.  I also have two little girls who I delight in being with. 

The birth of a baby is usually a joyous, life-changing experience, but sometimes things don’t go as planned. Babies can be born too early, very sick, or too small to go home with their parents just yet.

Mater Little Miracles was born out of a desire to provide the best possible start to life for premature and seriously ill babies cared for at the Mater Mothers’ Hospitals - the largest maternity service in Australia. These babies can be born as young as 24 weeks, weigh as little as 400 grams, and come from all over Queensland.

To assist with the invaluable services this organisation provides, the Power Tynan Charitable Trust recently presented Sandy Pettit from Mater Little Miracles with a $1,500 cheque.

"Each year around 2,000 sick and premature babies rely on Mater's Neonatal Critical Care Unit for specialised care,” said Sandy. “Not only do generous donations like these go towards saving lives, the money is also used to assist research into possible solutions for a range of challenges that unborn and premature babies face.”

The Power Tynan Charitable Trust has donated over $130,000 since its inception in 2010, and is open to the firm's staff, clients and all members of the public to contribute funds. Each quarter, the staff vote to determine which charities the Trust will support for the three month period.

Mater Little Miracles was nominated as Power Tynan HR Manager Tricia Jenkins experienced their support first hand when her son Darcy was born in Toowoomba at 29 weeks, 11 weeks premature. Whilst he was looked after by the great staff at the Toowoomba Base Hospital Special Care Nursery, Darcy required the help of a neo-natal intensive care unit (NICU). 

“I cannot acknowledge enough all of their support for Darcy, from his retrieval team who cared for him on his trip from Toowoomba to Brisbane, to all the staff at the Mater Mothers’ NICU,” said Tricia. “The Doctors and nursing staff were phenomenal.”

“The life of a NICU parent is quite daunting, with all the different procedures, tests and machines that you and your child encounter on a daily basis. Darcy was in the Mater Mothers’ Hospital for 10 weeks, and in that time underwent two surgeries - it certainly was not an easy road.  Darcy is a Little Mater Miracle, and will always be fortunate to call himself so.”

For more information on Mater Little Miracles, or to support this very worthy cause, visit http://www.materlittlemiracles.org.au

It is a common misconception that you will only be audited if you are not compliant. The approach by the Australian Taxation Office (ATO) and other government bodies in this respect has changed. An audit can be triggered by something as simple as receiving a BAS refund that is larger than normal because of a capital purchase.

Over the last couple of years, we have offered the services of a company called Accountancy Insurance, who provide a comprehensive tax audit insurance product which covers the professional fees incurred as a result of an official audit, enquiry, investigation or review instigated by the Australian Taxation Office (ATO) and other federal, state and territory based agencies.

The first question many people ask is ‘What constitutes an audit?’ Here’s the good news! An audit is broadly defined under the policy to include any official audit, enquiry, investigation or review, in respect of returns or financial compliance obligations, and which we are obliged to respond to, or act on.

A claim can be lodged for the professional fees that would normally be charged for assisting you to respond to any eligible query from the ATO or State Based Authority (for example, State Revenue Office, or WorkCover Authority) which is authorised to conduct audits. There is no excess on the policy.

Once you are an Audit Shield client, previous lodgements are covered too!

The audit must be instigated during the period of cover, but can include responding to audits of returns you did not lodge or prepare.

The following official audits, enquiries, investigations and reviews are covered by Audit Shield:

•             Income, Land and Payroll Tax

•             BAS/GST Compliance

•             Workers Compensation/WorkCover

•             Superannuation Guarantee and Compliance

•             Self Managed Superannuation Funds

•             FBT

•             Record Keeping

Should you require any further information regarding Audit Shield, please do not hesitate to contact our office.

Christmas Wonderland

On Monday 14 December 2015, members of the Power Tynan team volunteered at the Christmas Wonderland held in Queens Park, an event which raises much needed funds for three major local charities: Lifeline Darling Downs & South West Qld Ltd, Toowoomba Hospital Foundation and Toowoomba Hospice.

Power Tynan volunteers each year at Toowoomba’s Christmas Wonderland to help celebrate Christmas within the Darling Downs community. The staff love the interaction with patrons at this event, and it is yet another way for us to have fun outside the workplace.

The event was a great success, with the event raising over $78,000 for the three local charities. Our team look forward to participating again this year.










Congratulations to Lauren Guymer of our Toowoomba office, who graduated from CQU on 18 December 2015 with a Bachelor of Business (Human Resource Management)/Bachelor of Professional Communication.














Baby News

Congratulations to Chelsea Vedelago and her partner Kurt on the arrival of Mia Jasmin Vedelago, born Friday 8 January 2016 weighing in at 7lb 8oz. Chelsea and Mia have been into the Stanthorpe office for a few visits already!















Australia Day Awards

Congratulations to Dan Cuthbert, who was nominated for Citizen of the Year in the Stanthorpe Australia Day Awards. Dan is incredibly involved within the Stanthorpe community via the Lions Club, as well as organising events such as That Dam Ride and the Australia Day Triathlon. There were five people nominated in this category and, while Dan did not take out this award, he should be extremely proud of the work that he does within the community. Well done Dan!

2016 Clifton Show

Sarah Ray of our Toowoomba office has won State and National levels of Angora goat judging. The annual Clifton Show, which was held in February, was Sarah’s first appearance as a sole judge. She is pictured here with Denis Janetzki, the Darling Downs Sub-Chamber President.












Wedding Bells

Congratulations to Kathy Addy of our Toowoomba office and her partner David Brooks on their recent engagement. Kathy and David have been together for 11 ½ years, and are planning their wedding for early April.

2016 Scholarship Program

As you may be aware, the Power Tynan Scholarship Program has been in place since 2008. The Scholarship is available to Grade 12 graduates, providing an opportunity to study a business degree (part-time) at USQ while working for our company on a full-time basis. We pay the individual’s HECS fees for all successfully completed subjects. The obvious advantage to the scholarship recipients is that they have their course fees paid and are in a position where they can apply their knowledge practically and receive valuable on-the-job mentoring and training.

Our 2016 scholarship recipients are Ashleigh Robertson and Sarah Tansky, who commenced their employment with Power Tynan at the beginning of February. Ashleigh will be based in our Toowoomba office, while Sarah will spend the majority of her time in our Stanthorpe office. We extend a warm welcome to these new faces and hope they enjoy their time working within our firm.












Stanthorpe Apple & Grape Harvest Festival

2016 marked the 50thanniversary of the Stanthorpe Apple & Grape Harvest Festival. Power Tynan was proud to be a silver sponsor of the event, which ran from 26 February through to 6 March.

As part of this sponsorship, Power Tynan supported the ANBC Stanthorpe Busking Festival, which was held on the first weekend of the Apple & Grape. Congratulations to String Family – Joel, Sarah, Heath and Ashleigh – who were the overall winners of the event. For more information on String Family, visit http://www.stringfamily.com.au/













Power Tynan also sponsored the Mt Marlay 10km Challenge and Quart Pot Creek 5km Walk, which was held on the final day of the Stanthorpe Apple & Grape Harvest Festival celebrations. Many of our staff and their families participated in these events. The winners of these events were as follows:

Mt Marlay 10km Challenge

Open Male         Lachlan Cook                      35:24:8

Open Female     Alexandra Young               45:19:8

Junior Male        Saxon Charles                     44:54:1

Junior Female    Sophie Follett                      48:18:9


Quart Pot Creek 5km Walk

Open Male         Jamie Debnam                   21:55:2

Open Female     Sarah Norman                   22:16:9

Junior Male        Thomas Mouws                 20:52:7

Junior Female    Hannah Debnam               23:54:0 















Along with sponsoring such events, many of our staff members were heavily involved with the organisation of the Festival.

Dan Cuthbert was the Events Director, and his committee included fellow Power Tynan staff members Judy Chapman, Morena Howard and Racheal Hendry. Jo Fox was a member of the Ball Committee, and Jane Kerridge worked alongside the President Greg Thouard assisting with the overall organisation of the Festival.

From all reports, the 2016 Stanthorpe Apple & Grape Harvest Festival was a tremendous success, and a great time was had by all who attended. Congratulations to everyone involved in putting together such a fantastic event!